Easy Chili

1 pounds ground beef
1 large onion, chopped (about 1 cup)
5 cloves garlic, chopped
1 can no salt added stewed tomatoes
1 can pink beans or kidney beans
1 can tomato sauce
1 tsp cumin, ground
1 tsp dried oregano
1 tsp cocoa
1 tsp salt
¼ to ½ tsp red chili powder
Brown meat with onions and garlic. Add rest of ingredients and cook ½ to 1 hour. Serve with shredded Monterey Jack and Cheddar cheese.